Your Federal Benefits Are the Foundation of Your Retirement.
FERS or CSRS, TSP, FEHB, FEGLI, Social Security, Medicare, survivor benefits and retirement income can all play an important role in your future. Understanding those benefits is only the beginning. The next step is understanding how they fit within your complete financial plan.
Your Benefits Are Part of the Plan—Not the Entire Plan.
Federal employees have a unique combination of retirement benefits. Understanding how those benefits work is an important foundation for making informed retirement decisions.
But your Federal benefits do not exist in isolation. Retirement income, investments, taxes, insurance, Social Security, estate planning and legacy decisions may all influence your financial future.
The goal is to understand your Federal benefits and then bring that information into a broader financial plan designed around your life, priorities and retirement goals.
FEDERAL EMPLOYEES
Bridge Wealth Strategies Inc. specializes in helping Federal employees understand their retirement benefits. We've covered everything from helping new hires make their benefit selections to helping retirees fill out their CSRS/FERS Applications for retirement.
We frequently host workshops for Federal Employees, explaining how each piece of their benefits work, and how to pick the best options. The webinars fulfill the financial literacy initiative for the Federal Government, and qualifies for official training with submission of SF-182.
Once you've completed the overview training, we'll have a private session and put together a detailed report for your situation.
Federal retirement benefits are complex, our process helps you understand and maximize your benefits:
- FERS/CSRS Pensions (and CSRS Offset)
- Social Security benefit coordination
- Thrift Savings Plan (TSP) investments and rules
- Federal Employee Health Benefit (FEHB)
- Medicare Coordination
- Special Retirement Supplement (SRS)
- Federal Employee Group Life Insurance (FEGLI)
- Survivor Benefit Program (SBP)
- Federal Long Term Care Insurance Program (FLTCIP)
Once you understand how your benefits work, we transfer that information into your detailed financial plan. The plan will show you what your retirement looks like, and how to maximize your benefits and save taxes.
Our work with Federal employees started by necessity. We were working with several doctors who were a part of the VA Hospital system, and it became clear that we didn't really understand how the Federal benefits system worked, and neither did any other financial planners.
So, we set out to take as much training as possible to understand how the benefits worked so that we could provide our clients with the best information on coordinating their FERS Pension, Health Benefits, Social Security, and Investments. Fast forward a few years, and we've built quite a niche helping all sorts of Federal Employees.
Retirement Is More Than Your Benefit Package.
Federal benefits can provide an important foundation, but comprehensive financial planning considers how those benefits may interact with the rest of your financial life.
The goal is to help your retirement income, investments, tax considerations, protection strategies and legacy decisions support the same overall direction.
Bring the Pieces Together.
Federal retirement planning can be considered alongside the other financial areas that may affect your life before, during and after retirement.
Understand Your Benefits. Plan for Your Retirement.
A conversation with Philip can help you better understand your Federal benefits and how they may fit within your broader retirement and financial plan.
Schedule a ConversationMission Statement
Our mission is to create a firm like no other in the industry. Working together with the clients and our multidisciplinary team approach of specialists, we will create an elevated client experience. Families and small businesses are demanding ever-increasing assistance with support and guidance for smart estate and financial planning for building wealth.
Continuous training and support for company management and employees, combined with the strictest standards of protocols, ethics, and integrity will be expected and implemented.
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Mayflower Financial Advisors, LLC (dba Mayflower Advisors, "Mayflower") is an SEC registered investment adviser with its principal place of business in Boston, Massachusetts. Securities offered by Registered Representatives through Private Client Services, Member FINRA/SIPC. Advisory products and services offered by Investment Advisory Representatives through Mayflower Advisors, a Registered Investment Advisor. Private Client Services and Mayflower Advisors are unaffiliated entities. A copy of Mayflower's current written disclosure statement as set forth on Form ADV, discussing Mayflower's business operations, services and fees is available upon written request or by visiting the SEC's website at http://www.adviserinfo.sec.gov. Member FINRA (https://www.finra.org) / SIPC (https://www.sipc.org). Obtain more information about our firm and its financial professionals at FINRA's BrokerCheck: https://brokercheck.finra.org.
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Bridge Wealth Strategies Inc. is not affiliated with the US Government. The materials presented on this website are intended as an educational overview and are not intended to provide specific advice to individuals without further consultation.
Bridge Wealth Strategies Inc. does not provide legal or tax-accounting advice. Please consult with a qualified attorney or CPA for proper legal or accounting counsel.
Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
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